Find The Perfect Home Loan For Your Unique Situation From 70+ Lenders

Schedule a one-on-one chat with Thomas Ilinkovski to find out how much you can afford to borrow, plus tips to help you legally save tens of thousands of dollars in fees, interest and tax

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How To Get A Home Loan Without Limiting Your Life

Like many people, you may be wondering how much money you can borrow to buy, renovate, or invest in property (and what lender and type of home loan is best for your unique situation)…

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Perhaps you’re concerned about making mortgage repayments without having to change your life or give up the things you love

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You might already have a mortgage and be wondering if you’re able to refinance to save some money

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Perhaps you’re thinking about starting (or growing) your family and you’re not sure how that will affect your finances

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Or like most people, maybe you just want to make sure you get the right mortgage and financial structure, with little-to-no extra out-of-pocket expenses, so you can live a limitless life

The big cost of ‘little’ mistakes

Buying, renovating, and investing in property are the biggest financial decisions many of us will make in our lifetime. But sadly, 7 in 10 people needlessly overpay with the wrong home loans and financial structures.

Even the small mistakes can add up to tens of thousands of dollars. Money that comes straight out of your pocket and limits your lifestyle – now and in the future.

So, it pays to get the right advice.

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Without the right advice, 7 in 10 people needlessly overpay with the wrong property home loans and financial structures

The Quickest And Easiest Way To
Get Your Home Loan Questions Answered
And Save Thousands In Fees & Interest

The quickest and easiest way to discover how to buy, renovate and invest in property with little-to-no extra out-of-pocket expenses is to book a Free Mortgage Maximiser Strategy Session. During your session…

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You’ll get a crystal-clear picture of the steps involved in getting the right mortgage and financial structure that leads you towards a limitless life

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You’ll gain greater clarity over what your idea of a limitless life looks like (and what you can do to bridge the gap between where you are now and where you want to be)

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You’ll identify the main obstacles and mistakes that could slow your progress and needlessly cost you in interest, fees and tax (many people are surprised by how much they can save with the right mortgage and financial structure)

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You’ll discover a number of simple strategies to help you maximise your borrowing capacity, minimise your interest, fees and tax, and pay off your debt faster

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You’ll explore ways the team at Limitless Home Loans can help you get the right loan and financial structure so you can make progress towards a limitless life sooner

Please be assured this will not be a thinly disguised sales presentation. Rather, you will receive practical tips relevant to your specific situation.

All Strategy Sessions are held via Zoom or phone unless requested or specified otherwise. Limitless Loans is located at Level 13, Citigroup Centre, 2 Park Street, Sydney, NSW 2000.

By all means, you are welcome to take our ideas and implement them yourself. Or, you may like to join the happy clients already working with Limitless Home Loans.

What Others Say About Their Experience With Limitless Home Loans

We were questioning where we were at. It felt like things were a mess, we weren’t happy with our financial situation, and we just wanted everything sorted out. That’s when we got in touch with Thomas. Quickly things felt a lot better. It felt like we were getting organised. We were getting sorted. He supported us at every step along the way. It feels fantastic. Like, really, really good!

Previously it was a constant repeat of disaster. We weren’t moving forward, we weren’t making any progress at all. Meeting Thomas has really lightened the load. He is full of information, very very thorough and stays on top of us to keep us moving forward. We have seen a huge difference.

- SP

Thomas, we would like to sincerely thank you for all the advice and information you have given us over the years. With your guidance and support, we have come a long way! There are very few people who come into your life through business that are truly genuine. You are one of the good guys and it has been an absolute pleasure to have met you.

- P&D

We knew we weren’t getting the best deal from the banks. That was obvious to us. And they weren’t acting in our best interest. We needed someone to represent us to the bank who had some buying power. Thomas helped us restructure our finances, get a better deal, and make a plan to clear our debts. Our situation is a lot better than it used to be.

The experience was really good. The service couldn’t have been better. Frankly, we were a bit of a pain. We were quite pedantic about what we wanted and we were contacting Thomas regularly.

He always answered our questions, which was important to us. It was crucial we got this right. And he did. Now I’m mortgage free. Our finances are structured completely differently (the way they should have been in the first place), our main property is mortgage free, and the loan on our investment property is a much better deal after Thomas shopped around for us.

- JC

I am more than happy with the professional approach given to my wife and I by Thomas throughout the whole process. His easy going nature sat well with me through the meetings we held. To review and improve my finances with a minimum of fuss made the whole process more than comfortable

- PM

A Free Mortgage Maximiser Session Is Specially Designed For:

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First home buyers who want to stop paying rent and use that money to buy your own home instead of paying off your landlord’s property.

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Renovators who want to free up thousands of dollars to make your home exactly the way you’ve always wanted it.

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Upgraders who want more money to get your dream home sooner rather than later.

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Investors who want to access equity and tap into tax benefits to accelerate your financial security and wealth.

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And everybody who wants to consolidate debt and save thousands in interest and repayments to enjoy now and invest for the future.

Frequently Asked Questions

How are you different from other mortgage brokers?

Any bank or broker can give you a loan. We go further and take a holistic approach to ensure you get the right loan and financial structure to live a limitless life. With more than 30 years in banking and financial planning, we not only have the experience, we have the knowledge and network to get you the absolute best outcome.

How much do your services cost?

Access to our advice, lending network, and support services is completely free. Although lenders pay us a small fee from their marketing budget, our advice is 100% independent and in your best interest. Using a broker does not cost you any more than if you were to get a loan directly through your bank. In fact, because we are not limited to loan products from any single institution, in most cases you will have a wider range of competitive loans to choose from.

Is it REALLY possible to buy, invest, or renovate with no extra expenses?

Sadly, many people needlessly overpay on loans because they don’t know how to find the right loan to save interest and fees or structure their finances to save tax.

With our debt consolidation and tax minimisation strategies, you can buy, renovate, and invest with little-to-no extra out-of-pocket expenses, so you can secure your financial future without sacrificing your happiness today.

Who’s behind Limitless Loans?

Limitless Loans was founded by Thomas Ilinkovski – a Published Author, Wealth and Finance Expert, and former Director of a major bank subsidiary.

Over the past 30 years Thomas has used his expertise and passion to buy and build many properties. On some deals he quadrupled his money in twelve years. Others gave him a 60% ROI in just three years. One attracted more than 200 prospective buyers and sold for $700,000 over valuation. At $3.15 million it was the second-highest sale in the suburb’s history at that time. As a mortgage broker and financial adviser he has helped many clients find, buy, finance and profit from property.

He was also the Director of a bank-owned subsidiary that employed more than 500 planners and managed billions of dollars of invested funds.

He and his team a dedicated to helping you find the right loan and financial structure so you can buy, renovate, and invest with little-to-no extra out-of-pocket expenses, and secure your financial future without sacrificing your happiness today.

Why not just go directly to a bank?

In Australia we are fortunate to have a diverse and competitive lending environment. There are literally hundreds of loan products available – each with their own pros and cons. When you go directly to a bank for a loan, you significantly limit your options to the select few loans that a particular bank offers.

Using a Limitless Loans mortgage broker allows you to find a great loan from the hundreds of products across 72+ lenders. More choice means a greater chance of finding a better loan for your specific situation.

Why should I use a Limitless Loans mortgage broker?

There’s more to finding a great loan than just shopping for the lowest interest rate. We take time to understand your unique situation and recommend a loan that is in line with your needs.

For instance, if you are considering starting a family, flexibility might be important. Or if you would like to start an investment portfolio, it is crucial that you get the right structure in place. Or if renovations are on the cards, it will be important that you can easily access equity.

We make getting a great home loan easy. We understand how banks work, we’re familiar with all the different loan products, and we know how to fast-track the application process so you can get approved sooner. Like our clients, Banks enjoy working with us because we make their lives easier.

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Get Your Free Mortgage Maximiser Session with finance veteran and author Thomas Ilinkovski

And discover how to buy, renovate and invest in property with little-to-no extra out-of-pocket expenses, so you can live a limitless life

Free Strategy Session